I had a paid collection removed and 2 inquiries (had to use BBB to get these inquiries off)--my score went from 683 to 755! CHOD WAS A GREAT IDEA! cariba
How did you go about using the BBB to get the inquiries removed? Did you do it online, or go to a local office? Did you have them contact the CRA, or the creditor?
Congrats. I assume it jumped so much because it was the last derog on your report? I've noticed if you have 2 or 3 derogs, you will get a few points per deletion, but when the last one comes off it really jumps. Am I right?
I did a search by the creditor's website at BBB.org and did everything online. Funny thing is, I checked last night on EQ, and the inquiries have come off every report but Equifax! So now I have to contact the creditors again and ask them to nudge Equifax to remove. The BBB contacted the creditor. It is very beneficial if the creditor is a member of the BBB--you have more leverage. Unfortunately, neither of mine were. cariba
I still have a unpaid chargeoff on TU which I have decided to settle out (credit union in TX--don't mess with TX). So, yes, this was one of the last 2 things. cariba
I got my TU CHOD results back today too but I have a question. I have 1 judgement delete, 3 CA deletes and 5 inq's del but they did not provide me with an updated score. Do I need to pay to have a score pulled again or is there some way around it?
I really don't know. Usually they automatically include it. Call and tell them it was omitted in error--ask for a new copy of your report. cariba
You can call and ask for it or go online and pull a report using a recent inquiry and say you were denied for credit by that company on XX date. I pull my TU about every 3 days with no problems. I always say I was denied by Cap One and I get it everytime. Of course, my score remains even though I am getting deletions with them. WTF is that about? They are just idiots.
can you please tellwhat you did with the BBB how did you structure your complaint withthe bureau how did you ask for your resolution
