Re: Re: Re: Re: Re: Chod You missed your guess. I have been done with my credit cleanup for about 1 1/2 years now. I wasn't going to bring this up, but I did have hired help. You may have forgotten, but your letters are 2 of those I sent on that last acct. It may not be free, but I will say that the personal satisfaction I got from doing this on my own, learning the ins and outs, and being able to pass this info on to others, far outweighs any costs I may have had.
Re: Re: Re: Re: Re: Re: Chod I agree with you wholeheartedly. And my thinking is that it may very well have been the chod concept in the first place. Not that it was a bad idea at all. But what very well may have happened is that they got so many chod disputes on top of the holiday rush that they could not possibly handle it all. Its very easy to think of this as a sort of a closed community but it isn't near as closed as we might like to believe. We have no idea how many lurkers are out there never saying a word but maybe acting on te advice they see here and carrying it to other boards where the same thing also is commented on. So if my very small number of people can put out close to 800 disputes in less than a month then just figure out how many could possibly have been generated as a result of our talking about chod here on creditnet. It isn't even a stretch of the imagination to think it might have been somewhere in the neighborhood of say 25-30, 000 and maybe more. We have no way of knowing. But the impact could have been tremendous. Anything is possible so making judgments is a difficult thing to do at best.
Re: Re: Re: Re: Re: Re: Chod I only make up statistics 12.5% of the time. This was one of those times. Yours in CHOD ("Creditboards Holiday Onslaught of Disputes"), Doc