I neither know nor care who the aforementioned individual is. I not that he promotes CCB credit cards. I have read numerous posts re CCB. I merely chose not to respond to the offer they sent me, as a result of such posts, and I have no opinion of CCB. I do not know who the pro CCB guy is, but we should be careful. JerryDJ.com has allowed posts from people claiming to be CCB employees, and he has received a federal suboena to testify 11/17 and provide records in a civil lawsuit against a John Doe who posted at his site, claiming to work for CCB. I suggest caution with anyone espousing a "pro CCB" position, or claiming to work for them.