Citi bank sent out 33 million "Notice of Change in Terms in Your Citibank Card Agreements.33 million more will go out next month. It was not done all in the same month as c/s would get inundated with too many calls at once. Change in my terms as of Aug 17. 1) Apr to stay the same unless you are late with a payment to a creditor. 2) 3% transfer fee charge not to exceed $50. 3 Late fee charged tiered to amount of balance.$15 up to $100 bal,$25 charged up to $1000 bal, and $35 charged over $1000 for late fees. I don't care,never late,no balances to transfer and because prime went Down last month my APR will be 8.4% instead of 8.65%. VJ
They changed my purchase apr to 18.99. So I'll be spending the next few months while I am paying off the bt I have with them trying to get a better purchase apr.