Thanks. I just want "black-listed" folk to know the possibilities aren't all over yet. And, I have made my share of mistakes, too, so I appreciate your light-hearted and gracious reply. I agree 100%. I also feel this sort of loyalty for Capital One wrt my account.
Sam what is your definition of RECENT and MAJOR, with regards to Citi being lenient. I don't want to waste an INQ! Thanks
the citi rep told me anything less than 24 months, is bad. unless its $250 or less.. (chargeoff collection, major late). all my derogs are from mid 96, so i guess they overlook the old for the new.. Citi is the most lenient i've seen for prime ever.
