I decided to take the plunge and try for both. They pull Experian here and my score is a decent 660. It would be higher if Citi ever reported my correct balance. Also, I paid down my Citi Platinum by $8,000 late last month. Here's my question: When I went to the site, they had a Citi AAdvantage and a Citi Gold AAdvantage. Nothing called Citi Silver AAdvantage, but the Citi AAdvantage was silver in color. Is this the correct one to start with? Thanks