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Discussion in 'Credit Talk' started by queen-iam, Aug 6, 2003.
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I know of...
0.00% BT...ONLY 6 MONTHS???
ONLY 2,500 MILES???
I think that for the most part, Citi cards are easy to get. But, if you've ever had an account charged off with them, or if you have a bankruptcy, you're likely to get declined.
No it's a bronze the invitation says first time ever so I assume it's something new. I'm an authorized user on someone else's citi platinum which is probably why they sent me the invitation, I'm afraid to apply though, have one collection left on transunion for $175.00. I think that's who they pull isn't it. My score is around 640
Well It also says you get an additional mile for every 2 dollars you spend.
Ok now I'm thinking I could probably qualify for this card, All the other citi cards give you atleast 7500 miles.
If your collection isn't recent you can probably qualify.
I don't know much about the AAdvantage cards. I used to have one, but I seldom fly American and their miles expire, so I converted to a different card.
$2.00 for 1 mile???
That is SUB-PRIME...
A "STEP ABOVE" an "ALUMINUM CARD"
Is it FREE???
All other cards that have an annual fee give one or two miles per $1.00!!!
No there is no annual fee, but after the 6 months the rate does jump up to 14.75%. At this point the offer is still enticing since the only revolving lines I currently have is line of credit with CU for $3000 at 13% The household Union Plus limit $2000 and authorized user on Citi Platinum which has a $15,600 limit and 3400 balance, so I just my go for this card with the hopes of upgrading with another citicard in the near future. My collection just started reporting in Feb, also have 2 department store cards. Does citi pull Experian or Transunion, Heck I'm a 710 experian