...on my Equifax, woohoo! +4 points?? I got 4 measily points, for $13k new in credit when I only had $3,400 previously reported, doh! My two reasons for negative... inquiries of course (sigh), and this bogus one: "You have a relatively high number of accounts with balances." -- According to your credit profile, you have 4 accounts where your balances last reported are greater than $0. On average, U.S consumers carry balances on approximately 4 of their credit accounts at a given time. Huh? The average is 4 and I have 4, so I'm being docked! Plus it is reason #1, inquiries is reason #2, so that means it is a bigger reason, right? Oh well, atleast my score didn't go down, right?
