There have been many of us that have done the BDD at Citi. I will be doing mine this month as soon as $20k of credit card debt comes off my credit reports. I was wondering if everyone that has done the BDD would mind listing if they had an exsisting Citi card, which one, and the Credit line on it. Then list the amount approved for the AA Silver and AA Gold. Lastly, make a note if did check the "already a card holder" or not. I will start off by listed what my friend had and got approved for. ------------------------------------------------------ Already had Citi AA World Card with $15,000 Instant approval for Citi AA Silver with $10,000 Instant approval for Citi AA Gold with $10,000 He did specify he already had a Citi card ------------------------------------------------------ FYI...he did get turned down for a 10k increase on his World card before doing this. Thanks.
Love, Do a search on BDD and you will find out what it's all about. The short, short version is it is a way to apply for two easy to obtain Citi cards one right after the other to either use to increase current credit lines with Citi by having the limits transferred or combining the two cards to get a Platinum. Many people (including George) could not get approved for the Platinum but where successful with the BDD to get a platinum. Hope this helps.
Need clarification... BDD is when you want to get a certain card but get declined...Then you get another card, combine it with another with an end result of obtaining the card that you initially wanted. Is that correct????
Jason, here's my info for ya: ------------------------------------------------------ Was not an existing Citi cardholder Instant approval for Citi AA Gold with $5,000 Instant approval for Citi AA Silver with $6,500 ------------------------------------------------------
Was not an existing Citi Member Approved for Silver AAdvantage $6000 Approved for Gold AAdvantage $5000 -------------------------------------------- FYI - I didn't apply for the Gold and Silver at the same time. Applied for Silver first, received "we'll let you know message". Once approved, applied for Gold and received same message. Meanwhile, converted Silver to Platinum Select. Called for Citi to see what was up with Gold and was approved. Still waiting for new Plat and Gold card to arrive. I'm thinking of merging the Gold into the platinum... any suggestions?
Hubby was not a Citi cardholder Approved for $9,000 on AASilver Approved for $9,000 on AAGold Called and combined into Platinum Select. ======= I was not a Citi cardholder Approved for $9,000 on AASilver Applied for AAGold and got the message that they'll get back to me. I called to check status after a few days and was told that since I did have an account (even for 2 minutes) before applying for the Gold that an answer will take up to 3 weeks. Ozzy.
Helllo Ozzy, Interesting on your lack of Gold instant approval. Did you apply for the Gold right after you Silver instant approval? Did you apply recently? Before or after your hubby? Has Citi caught onto us?
I have done the BDD twice First time ----------------------------- was not a citi member 3K AA silver 1500 AA silver (was originally declined but I used PFB to get approved. I had a previous charge off with city back in 92 and paid off in 96) I immediately converted the 3K card to platinum which means you dont need 5K. I later converted the second card to a Sony card (hello big screen tv) Second time ---------------------------- did not check already a citi member 5k AA gold - received both denail and acceptance letters. When card arrived I immediately converted it into my Sony card. I plan to try again in a couple of months. As all of us who read psychdoc's post (and probably already knew) most CC companies keep files for 60 days. I should also say that both of my denials were with the Gold Card, next time I may just stick with the silver card. I believe a previous post mentioned troubles with the gold card also. I wonder if there is a higher criteria Mike G.
Hey MikeG, I noticed the first time you list aa silver twice. Did you mean gold for the $1500 one? Is there any conclusive evendice if you are better saying you are or are not a citibank customer?
Apply for PLATINUM SELECT...DENIED! Apply for AASILVER & AAGOLD...APPROVED BOTH $5,000 each. COMBINE for PLATINUM SELECT @ $10,000 NO FRONT DOOR ACCESS...USE THE BACK DOOR... I USED THE PHRASE BACK DOOR DOUBLE...for obvious reasons.
I applied for the Gold and was approved via first phone call to CS. A later phone had me declined. I then sent a letter to planetfeedback to challenge the decline. I was then approved for 1500 limit. I think they gave me the AA silver just as a default even though I applied for the Gold. However, when I applied the second go around for the gold, I had a similar problem. I received declined and welcome letters the same day in the mail. Mike G.
dont even get me started on my Citi adventure.. you can search my posts.. I have over 50k in citibank money... LOL Kev
Jason, I applied for the gold within 2 minutes of getting approved for the silver. Yup, got instant approval for the silver. Applied on Sunday, and my hubby applied Friday night.
Was not a Citi Card holder Instant approval AA Silver $5000 Instant approval AA Gold $6000 Called and combined into Platinum Dividend @ 12.4%. I had my wife try the BDD, she also was not a previous Citi Customer Instant approval AA Silver $5000 Instant Approval Gold $5000 She only combined, did not upgrade. I plan to go for more, just have to search around for the right amount of time to wait. I think it is either 60 or 90 days?
Has anyone else ran into what Ozzy has? Lack of approval of Gold when applied for immediately after the Silver?
Yep, that's how it worked with me. Already had Cit Platinum Select, but stated that I was NOT a current card holder when applying online for both silver and gold. - Silver received 9K - Gold received 9K Silver was instant approval. Within about 2 minutes, I applied for the Gold and received "we'll notify you at your address ..." message. exactly 10 days later I receive the gold card in the mail.
