Okay, I have a Citi Silver for 4200 and Gold for 8000. What are my options? What # do I call? I recall someone saying they converted their Gold to Platinum Select and Silver to Dividend Plat Select. 1) What are the differences between the two? 2) Should I combine both silver and gold into one of those and which one? If not, then should I do both and try and get increases on both eventually?? Thoughts anyone? Ron? =)
The DIVIDEND has a higher interest rate (THAN THE OTHER PLATINUM SELECT)...BUT you wouldn't want to carry a balance if you expect to get any cash back...
what you could do is upgrade both to platinum selects. use one for purchases and the other for bt. accept the terms as is. Then use pfb to write them a complimentary letter saying how good they are blah blah and how you would like to have a lower apr and a bt offer.
My I am the only one w/: no balance tranfers offers Div Plat Select has a lower apr than my Plat Select Why am I backwards? What's wrong here?
I am in CA and pulled EXP. What's the fone # to call for the upgrades now?? ALso - so you guys are saying just go with one of the cards??
call the phone number on the back of the cards. And keep both cards. Just upgrade them both seperately. Because they both will get reported to the cras.
if you plan to roll balances on them or BT i'd suggest a platinum select card. 1-800-950-5114 i believe is the best # to call that might be wrong im taking it off my memory.
Actually I plan on doing NO BT's at this time nor in the near future from what I see.. even if I did, I think I would rather BT on my yahoo first usa card because of the 1.9% intro rate till sept. Beause of this, I should get the platinum then? not the plat select?
Oh one other question.. anyone have success after doing the BDD, that they apply for the silver/gold AGAIN and rolling the CL again into their card(s)?
Ender,if you have decent credit you can roll your gold and silver into a Plat.Select and get 0% APR for 12 months on BT'S.Maybe it's 9 months? Still a good deal.
Ender i started with one 4K AAdvantage. Got another AA 6K, AA 5K, AA 5K, AA 5K They won't give me any more..
Ender, did you apply for *both* cards at the same time (ie, within a few minutes)? If yes, when did you apply?