Citi BDD!I got both Cards.nowwhat?

Discussion in 'Credit Talk' started by Ender, Mar 1, 2002.

  1. Ender

    Ender Well-Known Member

    Okay, I have a Citi Silver for 4200 and Gold for 8000. What are my options?

    What # do I call?

    I recall someone saying they converted their Gold to Platinum Select and Silver to Dividend Plat Select.

    1) What are the differences between the two?
    2) Should I combine both silver and gold into one of those and which one? If not, then should I do both and try and get increases on both eventually??

    Thoughts anyone? Ron? =)
     
  2. ng

    ng Well-Known Member

    search and all your questions will be answered


    Congrats!!!!!!!!!
     
  3. GEORGE

    GEORGE Well-Known Member

    The DIVIDEND has a higher interest rate (THAN THE OTHER PLATINUM SELECT)...BUT you wouldn't want to carry a balance if you expect to get any cash back...
     
  4. GEORGE

    GEORGE Well-Known Member

    INSTANT ANSWER???

    TEN MIN. APART???
     
  5. leo728

    leo728 Well-Known Member

    what you could do is upgrade both to platinum selects. use one for purchases and the other for bt.


    accept the terms as is. Then use pfb to write them a complimentary letter saying how good they are blah blah and how you would like to have a lower apr and a bt offer.
     
  6. GEORGE

    GEORGE Well-Known Member

    IS BDD NO LONGER BROKEN????
     
  7. Christi

    Christi Well-Known Member

    Maybe they fixed it for me :p
     
  8. ng

    ng Well-Known Member

    My


    I am the only one w/:
    no balance tranfers offers
    Div Plat Select has a lower apr than my Plat Select

    Why am I backwards?
    What's wrong here?
     
  9. tmitchell

    tmitchell Well-Known Member

    Who did they pull and what part of the country are you in? What were your scores?
     
  10. Ender

    Ender Well-Known Member

    I am in CA and pulled EXP. What's the fone # to call for the upgrades now??

    ALso - so you guys are saying just go with one of the cards??
     
  11. leo728

    leo728 Well-Known Member

    call the phone number on the back of the cards. And keep both cards. Just upgrade them both seperately. Because they both will get reported to the cras.
     
  12. sam

    sam Well-Known Member

    if you plan to roll balances on them or BT i'd suggest a platinum select card.

    1-800-950-5114 i believe is the best # to call that might be wrong im taking it off my memory.
     
  13. Ender

    Ender Well-Known Member

    Actually I plan on doing NO BT's at this time nor in the near future from what I see.. even if I did, I think I would rather BT on my yahoo first usa card because of the 1.9% intro rate till sept.

    Beause of this, I should get the platinum then? not the plat select?
     
  14. Ender

    Ender Well-Known Member

    Oh one other question..

    anyone have success after doing the BDD, that they apply for the silver/gold AGAIN and rolling the CL again into their card(s)?
     
  15. brad

    brad Well-Known Member

    Ender,if you have decent credit you can roll your gold and silver into a Plat.Select and get 0% APR for 12 months on BT'S.Maybe it's 9 months? Still a good deal.
     
  16. sam

    sam Well-Known Member

    Ender i started with one 4K AAdvantage.

    Got another AA 6K, AA 5K, AA 5K, AA 5K

    They won't give me any more..
     
  17. solzy

    solzy Well-Known Member

    Ender, did you apply for *both* cards at the same time (ie, within a few minutes)? If yes, when did you apply?
     
  18. monij2000

    monij2000 Well-Known Member

    Congrats Ender! Would you mind sharing your EXP score??? Thanks!
     
  19. GEORGE

    GEORGE Well-Known Member

    INQUIRING MINDS WANT TO KNOW....

    Is BDD fixed???
     
  20. Illini

    Illini Well-Known Member

    How in the hell do you get 2 cards from the same company?

    EQ = 630
    EX = 605
    TU = 683
     

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