I called Citi back today. Yesterday I switched my Dividend Platinum Select to a Standard Platinum Select and they offered me prime +1.9% (they told me that's the best rate at the bank, but I know someone here has prime +.9) and told me to call back later for a BT offer. They offered me 4.9% until paid with no fee. My other Platinum Select card had a 2.9% for nine months BT offer that expires this August, but there was a $50 fee. Should I take the 4.9% until paid and run with it or should I hold out for something better? They obviously like me to have given me the prime +1.9% rate, so what sort of better offers have people had from them?
Yes take it!You can't beat that as far with citibank.I got the same deal with them having a 4.9% until balance is paid-off with no transaction fee.You asked should you wait,and hope for somthing better to come along?I wouldn't wait because interest rates are expected to go up again therefore if you wait for that to happen they may not offer you another chance at a rate like this.
I got the 3.9 BT offer too. No fees AND it is for the life of the BT. In addition they will extend my limit 2K if I BT. I am going to take it!! This is what I have been waiting for. Strange thing is my regular citibank card offered this to me NOT my platinum. I am just coming off a 1.9 BT from my plantinum so hopefully they will offer something better.
I got the 4.9 offer and thought that it was pretty swell until 2 of my friends got 0% offers. I talked to a very nice rep who said that Citi made the 0% offer to a select few, that I will probably get the same offer within the next year, yada yada yada. I don't know. I don't like being not-select-enough. Anybody here get offered the 0%???
I got my CITI Sony Platinum Select BT 4.9% BT offers until the balances is paid off. My brother got 3.9% BT until paid off plus limit increase $12,500. Ron.
See Monica-- I think it is that $%# TU (which Citi always pulls) that is screwing me up. Ex and Eq have rewarded me for my exemplary credit history with 100+ point increases in the last year. But TU doesn't move!! I don't get it. I swear that TU has *secret* codes. Everything LOOKS fine, but my scores are about 100 points less than other friends who have almost identical records. (Just because I'm paranoid, etc ..........)
