I am wanting to know what kind of scores are everybody using to get all of these citi bank credit cards. Casper72
I suspect a lot of it is the incomes they are putting on the app. High income is overcoming low scores.
Well to answer my own question for the board's benefit: I am not sure if the pulled TU or Eq for me but I got 2 AA MC cards today (Silver and Gold) for a total of $13,000. On TU I have no positives TU wiped them all off in my last round (well they list my newest items...a 5 month cap one with no limit and a FNANB too early to rate) and I have no negatives. Don't know score but I had a 45 WorthNothing score if that doesn't help. On EQ I have 5 derogs (2 Public record 2CA info's 2 negative items under credit account info and 4 positives (FNANB too new, Cap1 5 mos, and 2 closed accounts) Per Sam and Saar, I disputed items on Eq online prior to applying for the cards. Hope the info helps someone. If you are close go for it! -Peace, Dave
I got the "talk to ya later" message when I applied last night after reading all the success stories. I'm 594 on Equifax. At least I was last month. Might be a tad higher now. I should have known better, but got carried away with all the success stories.
They pulled Experian for me (636) but somehow for credit line increase, they pull TU. I got approved for Citi AA (10,000 limit), I have an existing Citi Plat Select Dividend (9,400.00 limit). I tried for the Sony Platinum but they told me that the minimum credit line they would give me would exceed my income ratio...what a bummer! Sent a letter to Planetfeedback but have not heard a word. Wish me luck.
