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Discussion in 'Credit Talk' started by LoFico, Jun 1, 2001.
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Any BK = dont bother
Any BAD prev citi or citi related banks = dont bother
Any charge off < 2 years old = don't bother
Score is like 565 = don't bother
600, will get you a citi card if you meet all of the above requirements. They told me those requirements when i talked to them last time.
I recently got a pre-approved offer for platinum for balance transfers...I have been hovering at about 600 for last 6 months. Have recently got two new cards (First Premier- 750$ limit, FNCC Visa, 200$) in April.
I would love to have a citi card to transfer higher balance cards to (I'm talking 25.99% from Providian). The "pre-approval" seems to resemble an application though. I have lots of lates, none in last year, most are 2 yrs. old or more. One collection on my equifax. TU and Experian are my best reports.
Whaddya think? Is it worth the inquiry right now? Thanks in advance.