Citi card?

Discussion in 'Credit Talk' started by LoFico, Jun 1, 2001.

  1. LoFico

    LoFico Well-Known Member

    Anyone who has been approved for a citibank card with an enemic FICO like mine....under 600, please let me know. I want to know my chances before wasting an inquiry. Thanks
  2. sam

    sam Well-Known Member

    Any BK = dont bother
    Any BAD prev citi or citi related banks = dont bother
    Any charge off < 2 years old = don't bother
    Score is like 565 = don't bother

    600, will get you a citi card if you meet all of the above requirements. They told me those requirements when i talked to them last time.
  3. keltexx

    keltexx Well-Known Member


    I recently got a pre-approved offer for platinum for balance transfers...I have been hovering at about 600 for last 6 months. Have recently got two new cards (First Premier- 750$ limit, FNCC Visa, 200$) in April.

    I would love to have a citi card to transfer higher balance cards to (I'm talking 25.99% from Providian). The "pre-approval" seems to resemble an application though. I have lots of lates, none in last year, most are 2 yrs. old or more. One collection on my equifax. TU and Experian are my best reports.

    Whaddya think? Is it worth the inquiry right now? Thanks in advance.

Share This Page