Citi cc finally shows up on Exp.

Discussion in 'Credit Talk' started by LKH, Jul 25, 2002.

  1. LKH

    LKH Well-Known Member

    It was opened Jan 9th. It took 6 1/2 months to be reported. It shows as opened 2/2002 and first reported 2/2002. Last update 2/2002. It shows as 0 balance, which is good as I do have a balance on it. My question with Exp. is why did it take them 6 months to have it show up?
     
  2. donna8284

    donna8284 Well-Known Member

    I am an AU on a citi card that was opened in 10/01. It just showed up on my exp report last week and is killing me. It first reported as updated 2/02 with a 5000 balance 5000 high credit and NA limit so I disputed it. A few days later it changed to a closed account same balances, then a few days later the balance changed to 9000 high credit 9000 still NA limit, then the next day it changed to an open account again updated 5/02. Now today its changed the balances again but still no CL reporting and this whole time its been in dispute. Something very strange here :eek:)
     
  3. keepmine

    keepmine Well-Known Member

    I wonder if it is a CITI problem? Last Aug. I paid off my Citi balance {it was only $31-no big deal} but, my Experian didn't show a zero balance until Jan.
     
  4. PIMA

    PIMA Active Member

    My Citibank accounts were not updated on Exp. between 9/01 and 7/02. In July they began updating incorrectly. Approx July 5 2002 . Exp reported my 9/01 balance. Approximately every 3 days Exp. lists the next different month for Citi balances. Today they are reporting the balance of 2/02. I can't explain why. Now I see why some people advocate never having utilization on one card greater than 50% because you don't know how often the creditors update to the credit bureaus.
     
  5. wolverine

    wolverine Well-Known Member

    Citi just plain blows. They are the biggest card issuer in the US and they can't report correctly. It sounds like everyone (including me) is looking at 2/02 balances right now. I'm sick and tired of having to dispute their incorrect info all the time. How come every other major issuer seems to be able to update balances every month without a problem????
     
  6. Geo

    Geo Well-Known Member

    that´s right. Last update 02/2002. three days ago was 01/02
     
  7. SK

    SK Well-Known Member

    Citi doesn't update often, especially with experian. Citibank hasn't updated my experian report in over 9 months. They are "only" a couple of months behind on the other reports. Sad.
     
  8. cherie

    cherie Well-Known Member

    same here.. two citi's accounts showed up yesterday with balances/no balances from 2/02.. It looks like if they were going to report in July.. they would use July's information. In one case it helps.. shows 0 balance and the other hurts with a incorrect balance. Weird.

    Cherie
     

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