Re: Citi CL increase w/out inquirie I just did a search for M2. Hmmm. You learn something new every day (especially here) Do you know if you can still have a high M2 if you charge a lot, but still pay it off in full each month? Or do you only have a high M2 if you carry a balance?
Re: Citi CL increase w/out inquirie Hehe, my available credit is a little over twice my income (what they know about). No one seems to mind. But, I agree, if they have good sense, they will stop at some point, or at least ask a few questions about how I do it.
Re: Citi CL increase w/out inquirie Well, the form does ask for your 'household' income ... such as Amex's request for tax returns. Hmmm... what's next, tax cheats can't get an increase? LOL Saar
Re: Citi CL increase w/out inquirie Gee, people here are being so supportive! <sniff> Anything else I can do to squeeze another compliment from joe?
Re: Citi CL increase w/out inquirie Can anyone give advice on Capital One. The account is old (1996) and is reflecting charged off, even though it was a secured account and the deposit was in the account. I just recently started disputing my reports and this one keeps on being verified. HELP
Re: Citi CL increase w/out inquirie You would have much better luck posting this in a new thread, as this has nothing to do with Citibank.
Re: Citi CL increase w/out inquirie Saar, that is one thing I found baffling about Citi's procedures. When I originally applied for the card, it only asked for my income. That was fine with me - I only list W-2 income, since the rest is nobody's business but mine No problem. But the increase form asks household income - and in that case I could include Mom's money, since she is in my household That leaves me wondering why they ask for individual income on original app, and household income on increase app.... I am on a "no inquiries" diet, and have found it quite beneficial to my scoreline, hehe. So, I won't do the increase form. They seem to be willing to give me regular increases without it. I don't really need more credit, but it is fun figuring out ways to get more without an inquiry
