Citi CL increase w/out inquiries

Discussion in 'Credit Talk' started by missy73, Jun 21, 2002.

  1. Calypso

    Calypso Well-Known Member

    Re: Citi CL increase w/out inquirie

    :) Breeze

    Great summary.
     
  2. Calypso

    Calypso Well-Known Member

    Re: Citi CL increase w/out inquirie

    I just did a search for M2. Hmmm. You learn something new every day (especially here)

    Do you know if you can still have a high M2 if you
    charge a lot, but still pay it off in full each month?

    Or do you only have a high M2 if you carry a balance?
     
  3. joe

    joe Well-Known Member

    Re: Citi CL increase w/out inquirie

    Thanks Saar for the input. Right on as usual.

     
  4. breeze

    breeze Well-Known Member

    Re: Citi CL increase w/out inquirie

    Hehe, my available credit is a little over twice my income (what they know about). No one seems to mind.

    But, I agree, if they have good sense, they will stop at some point, or at least ask a few questions about how I do it.
     
  5. Saar

    Saar Banned

    Re: Citi CL increase w/out inquirie

    Well, the form does ask for your 'household' income :)

    ... such as Amex's request for tax returns. Hmmm... what's next, tax cheats can't get an increase? LOL


    Saar
     
  6. joe

    joe Well-Known Member

    Re: Citi CL increase w/out inquirie

    Saar,

    Right on!

     
  7. Saar

    Saar Banned

    Re: Citi CL increase w/out inquirie

    Gee, people here are being so supportive! <sniff>
    Anything else I can do to squeeze another compliment from joe?
     
  8. cavent2

    cavent2 Well-Known Member

    Re: Citi CL increase w/out inquirie

    Can anyone give advice on Capital One. The account is old (1996) and is reflecting charged off, even though it was a secured account and the deposit was in the account. I just recently started disputing my reports and this one keeps on being verified. HELP
     
  9. ohnostuck

    ohnostuck Well-Known Member

    Re: Citi CL increase w/out inquirie


    You would have much better luck posting this in a new thread, as this has nothing to do with Citibank.
     
  10. breeze

    breeze Well-Known Member

    Re: Citi CL increase w/out inquirie

    Saar, that is one thing I found baffling about Citi's procedures. When I originally applied for the card, it only asked for my income. That was fine with me - I only list W-2 income, since the rest is nobody's business but mine ;) No problem.

    But the increase form asks household income - and in that case I could include Mom's money, since she is in my household :D

    That leaves me wondering why they ask for individual income on original app, and household income on increase app....

    I am on a "no inquiries" diet, and have found it quite beneficial to my scoreline, hehe. So, I won't do the increase form. They seem to be willing to give me regular increases without it.

    I don't really need more credit, but it is fun figuring out ways to get more without an inquiry :D


     

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