Citi Dividend Platinum Select

I just converted mine from the Dividend to standard Platinum Select. I found I was using my Amex more for travel expenses and things I wanted to pay in full every month. And I might need some short term financing for house expenses after I close. They gave me prime +1.9% which is now 6.65%. I figure if I need things for the house I could bring myself to revolve a balance for a while at that rate.

 

Anything except cash advances or balance transfers, less any credits you get from returning stuff.