Citi Fixed Rates??

Discussion in 'Credit Talk' started by wondering, Aug 25, 2003.

  1. wondering

    wondering Well-Known Member

    I've seen several posts about Citi's recent changes of prime + X%. I'm curious, who has the lowest fixed rate with Citibank. I currently have 10.9% and am wondering if there's room for movement (down) despite the fact that they told me they can't go lower.
    Asked this in another post and it appeared to stall, so sorry for repost.

    GEORGE Well-Known Member

    PRIME + 3.90%
  3. wondering

    wondering Well-Known Member

    Doesn't that float with prime though? I'm looking for fixed - as in 'not tied to prime'.
  4. zero

    zero Member

    9.99 fixed... its a platinum select for students
  5. Platinum

    Platinum Well-Known Member

    There is no "guaranteed fixed" rate for credit cards.
    It's fixed until they decide different.
    It might became "un-fixed" within weeks.

    GEORGE Well-Known Member

    Re: Re: Citi Fixed Rates??

  7. mel

    mel Well-Known Member

    Re: Re: Citi Fixed Rates??

    I have 9.9% on a Citi Sony (soon to be Bank One)....they don't call it fixed though...they prefer
  8. Calypso

    Calypso Well-Known Member

    Re: Re: Citi Fixed Rates??

    I had a low fixed 8.9 with Citi a year or so ago. They talked me into switching to the prime + bc it was lower. I had misgivings, but did it anyway. Dumb.

    Now they tell me "Citi no longer offers fixed rates"

    I don't know how long they will allow the existing ones to continue. You may be "grandfathered in"
    but I wouldn't count on it.

    It will be interesting to watch APR antics this year. I have a feeling we will see lots of shenanigans as Credit card companies reassert their power.

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