My worst debt is to Citi for $6k. My last payment to Citi was in late '01. ARS (CA) initial letter dated 6/03. (ARS was hired by Citi.) The last letter I have from ARS is dated 10/03. I have pulled all 3 CR's within the last 3 days and Citi (or ARS) does not show up on any of them. I know Citi showed up on an EX CR pulled 01/02. What happened? Where they feeling nice and forgave the debt? Why would it disappear from all reports?
No - it will get back on there either as Citi or as ARS. You probably have another year and a half before your SOL is up and if you don't pay or settle I'm guessing you'll get sued before it's all over. Unfortuntately, noone ever forgets about a debt.
Unfortunately, I applied for a home equity loan the other day through Primerica. Guess who Primerica owns?... Citibank. I'm betting I have awoken the sleeping giant. If I had realized the connection earlier, I wouldn't have applied through Primerica.
