Citi Gold AA - Lowest APR?

Discussion in 'Credit Talk' started by Cadillac408, Sep 20, 2001.

  1. Cadillac408

    Cadillac408 Well-Known Member


    I just called customer service to see what they could do. Currently I was at 16.65% and they lowered it to 14.xx (didn't catch the last numbers).....I sighed and was like, o.k. I guess it's better than nothing considering I haven't even received my first bill yet. I've already made $1600 in payments and will pay off the remaining balance of $1200 when I get the bill.

    For those of you who have this card, what is your APR? Shall I fire off a PFB letter?
  2. sam

    sam Well-Known Member

    The way i see it, why worry about the APR on a points card? If you want the lowest APR, switch to platinum select and go for prime+0.9%. These airline cards make no sense to carry balances, since you are always charged a premium APR and fee. A couple of months of balance carryover negates the whole plan..

    mine was 14% roughly when i got it. I didn't ask for less, i just combined. Worked out better. The gold AA is the old ugly design, i did not like it.

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