Citi is really ticking me off!!!! Over the past month Citi has reported OLD balances on EX, backdating from reports they furnished in April and May. I have 2 paid accounts with citi which I brought down to zero balances long ago. All of the sudden, balance amounts from LAST YEAR are showing on my reports, credit limits are either missing or skewered (yes, I am aware that AA card doesn't report but my PS and ATT Univ should!). My score dived from 772 to 739. If it goes ANY lower they are in for a BIG catfight! I let it go thinking this would straighten out eventually but it's getting worse now. Seems they are finding the BIGGEST balance I ever had, even if it was 9 or 10 months ago, and deciding that this is what they will "furnish" to EX rather than the ZERO balances that I've had for many months!
I think it is Experian. Or Citi and Experian are fighting about something and using our reports as their weapons.