Sorry, I am so full of questions tonight. Has anyone had any experience negotiating a settlement with Citi mastercard or AMEX? If so, what were your results and do you have names of certain people that I should talk to?
You're not getting a response because this topic has been discussed many times on this board. Please do a search for Citi Mastercard & Amex
I can't give you the specific information you ask for, but I can tell you that I had problem accounts with both Amex and Citi. I paid Amex in full back in 1996 I think it was. In November 2001 I was able to get an Amex green card again and now I have five Amex accounts (two personal and three business). I did NOT pay Citi. My account charged off in 1997. In 2001 I was able to get TWO Citi accounts and now have three personal accounts totaling $24,000 in credit lines and one business account ($5,000). Most people here say Citi has a blacklist, but I seem to have slipped through the system. I know that Amex has a blacklist, so I am glad I suffered through and paid them off. Fortunately I paid their in-house collector and my account never went to an outside agency.
