I currently have a Classic Citi Visa, which was closed because I am no longer with a cccs (this a regular procedure, if you enroll in a cccs they close your account). My TU score is in the 680s and I'm thinking aboyt applying for the AAdavantage. Is this a wise idea. I have three tradelines reflecting 2- 30 days late (one is Citi- but that should be corrected because it's an error). What should I do?
Citi usually doesn't forget you, but try, its only an inquiry. I think citi is one of those banks who regards being late with them (previously) the same as having a charge-off.
I forgot to mention that I have open installment accounts (student, 2 personal), checking, savings and CD. Do you think that helps when it comes time for consideration?
Nancy, if your classic account was recently closed then I believe you answered your own question. Maybe wait until you knock off some more of those late payments before applying. I took the "Citi plunge" last evening and was very fortunate that they pulled my Equifax file. Iv
