I've had a Citi Select for over a year. I originally did a BT to it and paid that off many months ago. To date I have not been given any BT offers on this card. I made a few purchases on it to see if that would stimulate some sort of offer by having an existing balance and it didn't work so I paid it off again. All I have gotten on this card was a recent 5.9% til 11/01 on purchases but still nothing for BT. On my ATT Universal which is now a Citi affiliate I have pretty much the same story but with a twist. I BT'd a large sum to it and paid it off. Balance is 0. I also made several purchases, again to stimulate some sort of offer and it didn't work. Balance is now 0 again. Recently I received my statement along with Cash Advance checks usable at 6.9%. It has been reported here and elsewhere that people who use Cash Advances are put in a less desireable risk profile by the CC companies so I am hesitant to use it. I also have a Citi Advantage World Platinum. Very good BT offer (3.9%) on that one but I can't use it because they don't report Credit Limit therefore any balance tanks my scores. I've gone about 10 rounds with the CRA's and with Citi and I can only get the CL reported for 1 month but when they do the update the following month the CL is gone. They never report the High Credit used. Any thoughts on how I can get Citi Select or ATT Universal to give me a BT offer? BTW... my scores are EQ - 733 EX - 760 TU - 772