Citi Platinum Select????

Discussion in 'Credit Talk' started by ng, Mar 2, 2002.

  1. ng

    ng Well-Known Member

    I get no offers on balance transfers

    Is this my Offer?

    My email:

    TELL YOUR FRIENDS
    When they're approved, you'll get a $10 credit for each of them, for up to a $20 credit on your statement.*

    Offer expires March 15, 2002


    There's something in it for them, too â?? when approved they'll get a low APR on balance transfers!

    Why can my friends get what I can not?


    No Luck
    No Respect
     
  2. sam

    sam Well-Known Member

    the problem lies in the fact that another department pulls a hardon and reviews your score (which is higher than the approval score, btw) if you ASK for a BT.

    You can either PFB executive offices (and they'll be glad to pull a hardon too), or you gotta raise your internal score a good bit and you'll get them automatically...

    Citibank is a strange company in that respect. One of my accounts (barely used) won't qualify for a BT but my primary account (0.9%+prime) has two BT offers always. Apparently they score each account separately and qualify you differently for each card even if they are the same card type..
     
  3. leo728

    leo728 Well-Known Member

    this is very usefull info sam..
     
  4. ng

    ng Well-Known Member

    Sam

    I get offers on my Choice card. I have a balance on it.

    I have had it since the early 90's

    I did get a rep that told me to transfer balance from the Choice then take the transfer offer and transfer back to Choice.


    Which is what I am going to do.

    If the Platinum Cards have no offers now I know in the future they will.

    I should not have to PFB Citibank. I should have a good internal score. I have had several accounts with them paid in full on good terms.

    I do have several open accounts also all on good terms.
     

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