.....today. 0% til 8/04 and 10.24 after. I didn't think that sounded too great.... Should I: a) Take it and negotiate a lower rate after the intro. b) try a BDD first, if PS are hard to get as some say? If so why'd I receive this in the mail? OR is it to get a higher CL at issue time? Also....citibiz pulled a EQ already and I have like 8 in the last six months....mostly mortgage related. I think my fico said I had "2" . (weird) Anyways...would that be a problem? I am hunting on here to find a phone number for status' on citi biz.
I got one in the mail too. Haven't figured out why. I'm opted out, my scores suck, so I'm thinking its some sort of mass mailing--it is an application, not a pre-approval.
