I check pg this morning and there's a hard that wasnt initiated by me that was pulled yesterday by Citi. I didnt ask for a cli or apply for anything thru them. How do I take care of this?
Oh now it gets even better I pull EQ and the inq lists this info 14700 CITICORP DRIVE FRAUD EARLY WARNINGHAGERSTOWN, MD 21742
First you need to call Citi and find out if you are just another victim of identity theft...If you are not and Citi pulled hard for no reason there should be no problem to remove it, especially from Equifax...just call Equifax at 1-866-238-8067.
Is this the case even if I have an acct with Citi? I thought I read somewhere you can't dispute an inq from a company you have an acct thru without having the company think that the acct was opened fraudulently?
Yes, because you never know...what if someone applied for another account with Citi but in your name ??? Call Citi and find out...
Just got off the phone with Citi. Spoke directly to thier fraud dept and they cannot see any reason why they pulled the credit report**surprise,surprise** Now they say I have to call their credit deparment and see if they can see why this pull was made and who did it.
Just got of the phone with a credit manager and they cannot see the pull so they have no idea why it was done. I asked her is there anyway I can find out anything more she said that she's afraid not. Where do I go from here?
DISPUTE IT WITH THE CRA... "No credit applied for on XX/XX/XX...please remove inquiry" THEY WILL PROBABLY COME BACK AND SAY---"INQUIRES ARE A MATTER OF FACT--THEY HAPPENED...WE CAN'T REMOVE IT CONTACT THE COMPANY THAT DID IT" "I did that and they say they DIDN'T do any inquires" LOSE--LOSE YOU CAN'T WIN!!!
