My wifes aadvantage card is 5 months old. Every once in a while for the past few months I hit the online credit limit increase button. Until last week it always said the account had to be 6 months old to get an increase. Last week a mini application appeared asking for banking and income information. Has anyone ever filled out this form and gotten an increase? Do they pull a hard inquiry for this? Tia
yeah they will still pull TU and deny you if your score doesn't meet criteria level. Been there done that. If your TU is up to snuff, then go for it. Again, your spinning your wheels, apply for another card if you want increase..
Sam is right.... If at all possible and you meet the criteria, just apply for another AA card and combine. If you are approved for an increase it will say it right away and ask if you want to accept the increase. If you are not instantly approved, it will direct you to that form that you talked about thus them pulling an inquiry. Citibank is weird....to qualified for an increase they normally pull TU. To get approved for a new card they normally pull Equifax. Well this is how it went down for me and I live in CA.
