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Discussion in 'Credit Talk' started by Momof3, Apr 3, 2001.
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Just call and ask for balance transfer option. I was given 6.9% for 6 months on the spot. my gf was asked some questions and then was told they will mail her a balance transfer offer (check) in the mail.
Those folks are wierd
I told my mom the same thing, and she called and they put in a referral for
a BT. She got a letter this week saying she didn't qualify for a BT because
her limits on other cards were too high for a BT.
It doesn't make sense, since her limit is 6K and none of her cards exceed
that. I told her to call Citibank back and talk to a supervisor or that I'd do
it on her behalf.
Thanks all. I may call but only having 750 in available credit doesn't make me eager to transfer. I also had to call for BT for gold got 6.9 for 6 months, but I have read about the 2.9 and since they pull equifax I may get 2.9, but I still want more of a line, so I can transfer.
I sent them an email and they said "if" I were eligible it would tell me online , which it didn't it said to call, or I could call and asked for my accont to be reviewed. I said no thanks, the only reason I inquired was b/c of the statement on my account. Last time I requested a BT they pulled a hard inquiry, no thanks.
Re: Never mind
I was able to get a balance transfer out of them even though the web page didn't offer one.
The rep said she would put in a request for balance transfer checks, and hope it would "attach" it self to one of there offers and it did. 4.9 for 1 year.
I have soooo many stinking inquiries that I can't say for sure, but I don't think this added an inquiry.
Re: Never mind
I e-mail them and was offered (by reply) 6.9 for six months. I went to
account online some days later and there is the offer, I could make the transfers via
online. I have the plat Select.
btw. A hard inquired was placed on my Equifax file.