Citi success

Discussion in 'Credit Talk' started by Momof3, Feb 14, 2001.

  1. Momof3

    Momof3 Well-Known Member

    Well I called and combined my silver and gold accounts and asked for a rate reduction, she said sure no problem your rate is now 12.9%, down from 19.4 I am happy:) Of course now I am sure I will battle wih experian to get my limits correct again, but I will keep at it until they get it right LOL

  2. roni

    roni Well-Known Member

    congratulations mom. I havent been brave enough to try yet.

  3. Momof3

    Momof3 Well-Known Member

    Go for it

    Go for it Roni, I didn't threaten to cancel or anything. I just asked if they could lower my rate and she said yes and said how about 12.9, I said fine and thank you.

  4. JP

    JP Guest

    No guts involved on getting the APR reduction. I logged on to Citionline last night and sent a secure message requesting a rate reduction. This morning I received a e-mail stating my new rate was 12.4%.

  5. Momof3

    Momof3 Well-Known Member

    Thanks Jp, I may do this for hubby he hates calling anyone worse than me LOL

  6. Top

    Top Guest


    Happy for you. Next step.
  7. Saar

    Saar Banned

    Excellent progress by Mom!

    Citibank has clearly read Greenspan's lips :)

  8. Momof3

    Momof3 Well-Known Member

    Thanks Top and Sam

    A big thank you to Sam and Top for posting this important information. I am very happy with my rate and Citibank.
  9. miles

    miles Well-Known Member

    That's awesome Mom. You're on a roll!
  10. Momof3

    Momof3 Well-Known Member

    Thanks Miles and Saar. I always hate talking on the phone not much of a people person of the phone, but after reading Sam's and others posts I thought what the heck. I am glad I did, now I just have to get hubby to call:)

  11. judyputy

    judyputy Well-Known Member

    Cool, I assume my rate dropped back to 12.9...where it had been before the increase in the prime rate last time. Was 13.4. But I will call tomorrow and check just to be sure.

  12. Larry

    Larry Guest

    RE: Question for Momof3

    how long have you have your citi card?, I have the 19.4 apr on the (gold) Citi AA and would love if Citi could reduce it.

  13. LadyC

    LadyC Well-Known Member

    RE: Not Mom, but

    My hubby has had his Gold AA since Oct 00, and we got the rate lowered to 12.9 fixed last night.
  14. sam

    sam Well-Known Member

    RE: sam here

    October 00 :) prime + 2.9% is pimp for me.
  15. Larry

    Larry Guest

    RE: sam here

    Thanks !
    I've had the card since Dec 00... maybe I'll give them a call early next month.
  16. Momof3

    Momof3 Well-Known Member

    RE: Question for Momof3

    I have had them since Oct 00:)


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