Citi USA Link to Citi's SD Files?

Discussion in 'Credit Talk' started by Peachkiwi, Oct 30, 2003.

  1. Peachkiwi

    Peachkiwi Well-Known Member

    I applied this a.m for the Diner Club's credit card online . Since I am on Cit's 'blacklist', does anyone knows if Citibank USA will check Citibank, SD bankruptcy files prior to issuing a credit card? My credit files appears decent otherwise; FICO range 721-773.
     
  2. sam

    sam Well-Known Member

    i was denied for montage for 741 score (too many accounts) or something odd.

    i think they are prety picky on their requirements.

    no biggie not many places take them
     
  3. Peachkiwi

    Peachkiwi Well-Known Member

    If you don't mind me asking, how many accounts do you have and which CR did they pull? Thanks.
     
  4. Peachkiwi

    Peachkiwi Well-Known Member

    Bump
     
  5. Ron

    Ron Well-Known Member

    I applied for Diners Club two yrs ago and they approved me the following week. By the way, I had charge-off with them and somehow it is off from the blacklist. After six months, I also applied for Montage Card and I aslo got approved. I applied it on the phone.

    Ron.
     
  6. Peachkiwi

    Peachkiwi Well-Known Member

    That's amazing! Do you remember who they pulled? One more thing, do you believe that Citi Bank USA share the same files as Citibank, SD, otherwise I'm doomed? LOL!
     
  7. Ron

    Ron Well-Known Member

    Re: Re: Citi USA Link to Citi's SD

    Peachkiwi,

    One and half years , Diners Club is issued by Citibank SD and NOT Citibank USA. I can't tell you they shared the same blaclkist base. Some people say the Diners Club that it is tough to get and some say that it isn't. I got both my Dines Club Charge Card and Montage Card at the first time. They pull credit report from TU.

    Ron
     
  8. Peachkiwi

    Peachkiwi Well-Known Member

    Re: Re: Re: Citi USA Link to Citi's SD

    According to their website, The Diners Club card is issued by Citibank USA and to make matters worse they pulled my Experian report! I guess I will know the verdict on Monday!
     

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