First I just want to say thanks for all of the great advice and support - I got approved for an AAdvantage card last Wednesday. My dilema is this. I had initally applied in June, was turned down due to equifax report. Got and faxed updated equifax report with negative information gone. Figuring that the approval was imminent for I had jumped through the required hoops, I also applied for Citi AAdvantage. Was turned down for both cards. Apparently, someone opened and chargeoff'd an account in my name. Spoke to fraud and security and they mailed me an affidavit which I signed and returned (via mail and fax). No consistent responses from CSR. Discovered numerous hard inquiries on equifax. Wrote letter to Citi via planetfeedback. Spoke to someone in the Prez's office. Told me I was approve for one but not the other (want to see history of 6 months). we debated back and forth (a very friendly debate). I asked him if they could remove the extra inquiries he said no dice due to the need for fraud and CSR to review the account. He also advised that I leave a consumer statement re: the inquiries due to fraud. Not exactly sure what this would do-score wise. This is my first "I am slowly climbing outta hell" card. My questions to you is this: - should (and I do want to) upgrade to platinum select? - apply for another citi product? nervous about the additional inquiries. Thanks so much for your time and advice.