Citi

I was offered 4.90% on PURCHASES till 12/01/2003...(by mail)

MY ACCOUNT IS PAID IN FULL.

I was DENIED another 0.00% BT...SO THE CARD IS IN THE SOCK DRAWER!!!

What is the benefit of using the card for purchases @ 4.90%???

 

THIS IS MY LATEST BT OFFER!!!

We're sorry. We do not have any balance transfers available to you online at this time. You may be able to transfer your balances over the phone by calling our Customer Care Center. They are available 24 hours a day at 800-950-5114. From outside the U.S., call collect at 605-335-2222.

 

YOU GET 0.90% AND I GET 4.90%---->"GEORGE FACTOR"

NINE MONTHS OF PERFECT ON TIME PAYMENTS...PAID OFF $10,000 IN 3 MONTHS...THEN PAID OFF $13,500 IN 6 MONTHS AND I GET A BOGUS OFFER!!!



I would call but I already have and was SHOT DOWN!!!

 

ohmigod!

my offer was:

0.00% until 2012 - PLus 2 free first class airline tickets to anywhere in the world!

(ok ok - just joking, calm down girls!)

 

LOLOL

 

umm i have like 5 offers. They randomly change on the website but if you ask the lady she'll read them all out

like 2.9% for 12 months with 3% fee
3.9% for 12 months 0% fee
4.9% for life 0% fee
5.9% for life 0% fee
6.9% for life 0% fee

(note the last two are equal too or higher than my current apr, lol).

 

I WOULD BE WILLING TO ACCEPT 3.90% FOR 12 MONTHS..



But when I called a week or so ago I asked about EXTENDING THE 0.00% OFFER...maybe that is my PROBLEM???

 

I JUST CALLED!!!

6.90%!!!!!!!

I told her my highest is 4.25% I need to pay off!!!!

I SAID I GUESS THE CARD WILL JUST COLLECT DUST!!!

 

CALLED RETENTION 1-800-444-2568 OFFER 4.90%...SAME AS THE PURCHASES OFFER I JUST GOT IN THE MAIL...TOO HIGH!!!

I said I'm paying off 4.25%%!!!