Talk with a nice customer Svc Rep... she combined the two cards... I'll be keeping the gold, will have 1 balance, and a limit of $7500. In May I will ask them to lower my APR. I know what some of you are thinking (I'll get the Platinum later guys) good luck to all !
RE: CitiAA Gold & Silver C yah probably a good idea. I was told the Citi AA Gold was .5% higher APR than citi Silver AA. the platinum select is only 17.49%
RE: CitiAA Gold & Silver C I am planning on doing that also, of course then I will probably spend the next couple of months trying to get the CRAs to get it right LOL. Larry may I ask if you had balances on either or both when you combined them?? I wanted to wait til I got the one paid off, not sure if that would make any difference anyway. mom
RE: CitiAA Gold & Silver C Yes Mom, I had balances on both cards... that's one of the advantages of combining, you only worry about 1 balance. Good luck ! I think the biggest decision is which card to stay with... in my case I chosed the Gold.
One more ? Larry Did they pull an inquiry for this?? I wouldn't think they need to but I am on the WAGON, haven't had one since October, they did pull an inquiry when I got the balance transfer on the gold. Just want to keep my record squeaky clean of those. Mom