Separate names with a comma.
Discussion in 'Credit Talk' started by Michelle, Mar 16, 2001.
Barclaycard Ring™ Mastercard®
No annual fee, No balance transfer fees, No foreign transaction fees, Low interest!
CREDIT CARD WITH NO ANNUAL FEEBarclaycard Ring™ Mastercard®
Credit One Unsecured Visa®for Rebuilding Credit
Credit card for people with bad credit to rebuild credit!
BAD CREDIT CREDIT CARDCredit One Bank® Rebuild Credit
First Access VISA® Credit Card
Access to credit even with bad or limited credit! Reports to 3 major credit bureaus and accepted wherever you see the Visa® sign. Get application response in 60 seconds.
CREDIT CARD FOR BAD CREDITFirst Access VISA®
Green Dot primor® Visa®Classic Secured Credit Card
Credit lines available up to $5,000! Reports to three national credit bureaus; perfect card for reestablishing credit. Guaranteed approval*!
SECURED CARD FOR REBUILDING CREDITprimor Secured Visa Classic
Credit One Bank® Unsecured Visa® with Cash Back Rewards
Get cash back on every purchase. Unsecured credit card with monthly monitoring for credit line increases. Improve your credit history with responsible use.
CASH BACK UNSECURED VISACredit One Bank
Don't apply for the Gold, it is only issued if they can set an initial credit limit of $5K. Since your silver was issued with half that amount, you're not eligible for the gold yet.
Why dont you call them up and change the silver to a normal "Platinum select" card.
To be approved for any Citibank card, you can't have any negatives, right? Or if you have a negative on your report, you have to have at least 2 years of positive credit, correct? I ask because I would like to apply for this card, but I don't think I qualify...yet. I've got one charge off that I'm disputing and 3 positive revolving trade lines, the oldest being 11/00. Way too soon to try, huh?
I applied back to back like that last month. I applied for the regular AA and got a $3000 line and then I applied for the gold AA and got a $5000 line.
Ok, I'm done trying to explain it rationally
But given the fact so many people were successful in converting it to the Platinum, there's really no point.
If your oldest tradeline is 11/00, I think you should wait until you have established these accounts. Just my thought
You say the Gold can only be issued if the initial credit line is set to $5k, right? What is the criteria for Platinum then? Also.....how do you explain being able to upgrade to Platinum as long as your limit is at least $1k (this is what was told to me by a rep).
I'm just trying to make sense out of all this...
Citibank rep has already clarified that, ironically, the Gold is harder to get than the Platinum.
Gold min. limit: $5K
Platinum min. limit: $1K
huh? really! No wonder they had no problem "upgrading" to a Platinum, it's not an upgrade at all!
It was an upgrade for me. Dropped my APR to 16.9%, which a little later was dropped to prime+2.9%. The other cards available all carried a higher APR for some reason.