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Discussion in 'Credit Talk' started by dave, Jul 8, 2001.
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Dave, I opened a sliver card first in October then got the gold in November. I then combined in March and requested a credit line increase, they told me since I had combined cards this was essentially a credit line increase and to wait until August and I should receive an increase. They sent me a letter stating that even though I requested a credit line increase the inquiry would be listed as an AR inquiry and it was, I thought that was nice and also the letter stated as long as I pay on time and pay OVER the min payments I should expect an increase in August. The letter bstated increase "generally are given every 4-6 months.
Not sure if you are aware but usually if you have to fill in the form for an increase they deny it, increase are usually instant and automatic online. If I get that form in August I probably won't even bother.
someone noted earlier in messages, its 9 full billing cycles before you will be offered an increase, and such offer would occur on the "phone" system.
"Call in on to get your balance and you should hear a congratulations you qualify for a line increase in the amount of $$$ press 1 to accept of 2 to decline".
I read this about 3-4 months ago here.