Citibank AA Silver-What FICO needed

They pulled TU on me and hubby.... I'm in the middle of some disputes but I checked my TU score about 2 weeks before I applied and it was at 661. Hubby was at 691 and we were both approved for the silver.

If you read other threads, you'll find that they pull different reports for different areas, so maybe do a search for other Citi threads to get a better idea.

HTH.

Ozzy.

 

My girlfriend got approved in the High 500's

Kev

 

Well, I have scores from 551-608 and I was approved for silver and gold both. I think that I read on another thread, if you have chargeoffs under 24 months and for more than 300 bux then you're not considered.

I think they give you a limit that has to do w/ income...my scores mostly suck as you can see and they gave me a limit WAY over what I expected based on scores alone...the only good thing about my credit is my income :]

Sarah

 

I'm close to TU, so I think that's the report they'll pull on me. My score is 685. However, I have three tradelines (including a Citi Visa) with 2, 30 day late pays.
Should I enter the "Citi Back Door" deal and apply?

 

Citibank will detect your previous card, and use that previous card to manually decide on whether or not to give you a card...

 

Sam

Will they detect it if you don't check the do you have a citi card box?

 

BUMP