I have rearranged my cards again since chase gave me 6.99 on stockback, with 1% back that is 5.99 fixed! So I figured it would be better to revolve balances on this card than 8.24 optima platinum you know? So now my card scheme is amex gold everyday, if they can, AAdvantage bronze when amex is not accepted, chase stockback at 5.99 and optima plat at 8.24 to carry balances on, MBNA and BofA to help with ratios and BofA for BTs too. Does this sound like a good card scheme? Also does this seem like too many cards or should I be okay as far as affecting my score? Thanks! Oh yeah, I have made a promise to myself that I will not apply for any more cards until I am 27 which is 6 years from now, so if anyone sees me asking questions about a new card, SMACK ME! Thanks!