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Discussion in 'Credit Talk' started by SBBURN, Oct 8, 2000.
Barclaycard Ring™ Mastercard®
No annual fee, No balance transfer fees, No foreign transaction fees, Low interest!
CREDIT CARD WITH NO ANNUAL FEEBarclaycard Ring™ Mastercard®
Credit One Unsecured Visa®for Rebuilding Credit
Credit card for people with bad credit to rebuild credit!
BAD CREDIT CREDIT CARDCredit One Bank® Rebuild Credit
First Access VISA® Credit Card
Access to credit even with bad or limited credit! Reports to 3 major credit bureaus and accepted wherever you see the Visa® sign. Get application response in 60 seconds.
CREDIT CARD FOR BAD CREDITFirst Access VISA®
Green Dot primor® Visa®Classic Secured Credit Card
Credit lines available up to $5,000! Reports to three national credit bureaus; perfect card for reestablishing credit. Guaranteed approval*!
SECURED CARD FOR REBUILDING CREDITprimor Secured Visa Classic
Credit One Bank® Unsecured Visa® with Cash Back Rewards
Get cash back on every purchase. Unsecured credit card with monthly monitoring for credit line increases. Improve your credit history with responsible use.
CASH BACK UNSECURED VISACredit One Bank
I received this offer about 9 months ago. The only requirements are (if I remember correctly) is that you must 1) have no delinquencies in the last 6 months 2) have no past bad debts with a citibank credit card and 3) employment. This is just a secured credit card. You can open the CD with Citibank or you can with anybank like Chase or First Union, even Associates have this offer for the JC Penney Visa which is a very attractive card. If you want another secured card why not. They unsecure it in 19 months.
I WILL DEFINITELY TAKE ADVANTAGE OF THIS OFFER! THANKS!
If nothing hasn't changed in the last few months, Citibank does not report it's secured card to the CRA's. This is what a rep told me a few months ago. She said that all of the history of the account is reported at one time at the end of the 18 months. If this has changed, I would love to have this card! I would a get a kick out of seeing my picture on the card!
I will look over the information that they sent to me and/ or call them to check it out. Will let you know what they say about reporting to credit bureaus.
Killer is right. They do not report anything to any bureau until after the card turns unsecured, which will be after 18 months of ON TIME pay history. If you decided to get this card, please DO NOT BE LATE! NOT EVEN 1 DAY!!!!! That is what happened to me. I was late 1 time (by a few days due to mail) and when 18 months came and went, I was wondering what was up so I called. Then they told me that I was late 1 time! I was HOT! So then another 18 months go by and nothing. So I call to see what's up and they STILL didn't want to convert over to unsecured and didn't give a reason why. I then complained, told them the first time around I was late 1 time but this last time was perfect. The rep said that he would submit my account for review. Next thing I know I get a check in the mail for $300+ interest from my CD that I had opened to get the card. Then I called and they raised my limit to $800.
THANK YOU SO MUCH FOR THE ADVICE! I AM GOING TO SEND THEM THE CASH AT THE END OF THE MONTH. i WILL BE SURE NOT TO BE LATE.
Is this the same card that got so much hype a couple of weeks ago? I applied for and received the AADVANTAGE Card (silver), does this mean that they do not report to the CRA's??
no-i got an offer for a secured card with them. they report everything else to the cra's