Just an up-date...my answer to PFB was a WIN for me... "GO-TO" 8.65% (PRIME + 3.90%)~~~NOT THE BEST...BUT I'M HAPPY...
Finally, George gets a little respect! Congrats! Hey George, I'm having withdrawls..... I haven't seen a "random number generator" post from you in a while. Please, will you post one!
George - you're giving me hope. I've been going back and forth with them. I want to make a large purchase (about $3-$4k) and emailed them to ask them to lower my APR. I'm not paying 12.74% on this amount of $. I have other cards with lower rates I could put it on but thought I'd give this a whirl. They will not budge. 12.74 is the lowest they offer. Well bullpuckey... I asked them if it's the lowest they offer than where does the 0% for 9 months advertisement come from? They did lower my dh to a wonderful 12.65% recently <see my eyes rolling here??> Guess I just need to be persistant.. think I might just pay off my $300 balance and let this card sit. Even Target reduced my rate - why is Citi so difficult? An annoyed Ozzy.
Check my post from yesterday: consumers.creditnet.com/straighttalk/board/showthread.php?s=&postid=166686 Saar
Saar - thanks for the link - I had missed your original post. I'll have to give that a whirl - nothing to lose, everything to gain. Thanks for sharing that. Ozzy.
