anyone get a citibank w/a bk? I included 2 small accounts on my bk. any chance they're like Amex and if I pay them I'd get an account? I remember reading somewhere that, even if you pay them, you're always on their blacklist
Amex has an excellent memory. If you screw them, they will remember you for years. Hehe. I have always had terrible luck with Citibank. My file has a FICO of about 750 and they gave me a $1000 limit! I told them to "shove that card" of course. Total insult. I just throw away Citibank apps now. Waste of inquiry.
Re: Rice-o-Roni Marie, In about tweleve years, I have two charge-off accounts with Citibank. About a year ago, I apply for Citibank accounts and they approved for M/C. I don't know how they get me off their blacklist but Amex still does my name on their blaklist. I just my name off from Discovercard 's blackist. It depends how long they store your name in their internal computer. I knew a couple of creditors they do blacklist such as Amex,Household, Househod Retail Services, Retailers National Bank, Hurley State Bank, Citibank. I think that you have wait unitl your name get off their list. Even though you get pre-approved application from them, they still denied you because you got charge-off accountin their records. You have waited your name get off the records in order to get approve your credit card.
Re: BLACKLIST I had a charge off with Amex back in 1984. I paid it in full back then. Do you think they remember that far back?
Re: BLACKLIST SINCE IT WAS "PAID" THEY MIGHT NOTE "PAID WAS CHARGE OFF" OR THEY JUST REMOVED YOUR ACCOUNT FOR SPACE SAVING...
Re: BLACKLIST Eddie, Amex normally removes one's name from their shitlist 12 months after one's debt was paid in full. Saar