I paid off a Citibank account in 2001. It had charged off but I did pay it off in full. Now Citibank is reporting it as deliquent in December of 2003. Can they do this?? Last year the account was showing as paid off - but now it is showing delinquent. Is this legal?? I have purchased Kim's letter and sent a letter to Citibank requesting that they remove this, but they will not respond to me. What should I do?
Sounds to me like they have re-aged the account. Do a search on this site for re-aging and follow the experts advice. This is illegal for them to do. Good luck!
