Tried applying online for citi card. Said they woudl email me a response. Any idea why when it says instant response? What might the delay be? Anyone else get this? Am I denied?
You may not have been denied. They may just want a person to review your application. Unless they have changed their system, they usually say you will receive a response by mail in 7 days or something to that effect. This is what happened to me last year when I was declined by Citi. Good luck and keep us informed.
SOMETIMES, after 9 pm NEW YORK time they up date their computers, so they can't give instant responses...