Citibank DENIED!

Discussion in 'Credit Talk' started by hello, Feb 2, 2002.

  1. Karen

    Karen Well-Known Member

    I did the BDD 12 days ago. On Friday, I got the rejection on the gold card, saying that they can only accept one application per solicitation and that their records showed I had already applied. This was not a solicitation, I applied online on my own. And, I had never applied before. They are totally screwed up.

    I am still waiting to get something on the Silver.
     
  2. hello

    hello Well-Known Member

    I think we applied on the same day, remember?
     
  3. Geo

    Geo Well-Known Member

    Hi Ron: No , I haven't heard anythink from Everbank but I noted another inquire from them in my Equifax file which has too many inquires!.

    In regards to MBNA Apple loan I think I blew it
    when filling the application, that's why denied me because I am also a current MBNA cardholder.
     
  4. Ron

    Ron Well-Known Member


    Geo,

    Everbank, they may denied you for too many inquiries. Fortunately they didn't pull credit from Equifax and they only pull credit from Experian. Nobody pulls any credit from Experian and I only get 2 or 3 inquiries over there. If you get a letter from them, they need more stuff to verify address. You may get the card. Good Luck

    Apple Loan:they didn't denied because I'm current MBNA cardholder. At the time I applied for Apple Loan, I had my Garfield Plat Plus Card. Right time I have 3 account with them including the Apple Loan. I applied for the Apple Loan because I wanted to buy a computer. Apple Loan is easiest to get for your score and they pulled credit from Experian. You sgouldn't have any problem to get. I think you should call them to find the reason of the denial and they can override the denial.Their customer service no: 888-637-6262.


    Ron.
     

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