I got the Regular platinum select card..I think the A.P.R. would be a bit lower but no rebates..Right now it is 14.74%
I would go for the regular platinum select. It has no annual fee and low apr. That is if you have no use of the rewards program.
I already convertted my gold AA to Dividend platinum Select, it is a very good card, it has 1% cash back and lower interest rate that the AA.