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Discussion in 'Credit Talk' started by Amber1024, Jul 20, 2001.
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No annual fee, No balance transfer fees, No foreign transaction fees, Low interest!
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Credit One Unsecured Visa®for Rebuilding Credit
Credit card for people with bad credit to rebuild credit!
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Access to credit even with bad or limited credit! Reports to 3 major credit bureaus and accepted wherever you see the Visa® sign. Get application response in 60 seconds.
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Green Dot primor® Visa®Classic Secured Credit Card
Credit lines available up to $5,000! Reports to three national credit bureaus; perfect card for reestablishing credit.
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Credit One Bank® Unsecured Visa® with Cash Back Rewards
Get cash back on every purchase. Unsecured credit card with monthly monitoring for credit line increases. Improve your credit history with responsible use.
CASH BACK UNSECURED VISACredit One Bank
Annual Percentage Rates
Introductory rate of 9.9% for 6 months from
account open date on purchases, cash
advances, and balance transfers. Thereafter,
for purchases and balance transfers, 17.49%,
and for cash advances 19.99%. If you default
under any Citi Card Agreement: Up to 24.99%.
Variable Rate Information
After the introductory period stated above, the
annual percentage rate for purchases and
balance transfers may vary monthly. We will
calculate the rate by adding 9.99% to the U.S.
Prime Rate published in The Wall Street
Journal on the last business day of each
month. In addition, the annual percentage rate
for purchases, balance transfers, and cash
advances may also vary if you default under
any Citi Card Agreement because you fail to
make a payment to us or any other creditor
when due, you exceed your credit line, or you
make a payment to us that is not honored by
your bank. In such circumstances, we may
increase the rate (including any introductory or
promotional rate) on all balances to a default
rate of up to 24.99%. Factors considered in
determining this higher rate may include the
length of time the account has been open, the
existence, seriousness, and timing of Citi Card
Agreement defaults, and other indications of
account usage and performance.
Grace Period for Repayment of Balance
20-25 days if you pay your balance in full by
the due date, but none on any balance
Method of Computing the Balance for
Average Daily Balance (including new
Minimum Finance Charge
Transaction Fee for Cash Advances
3.0% of the amount of each cash advance, but
not less than $5.
Transaction Fee for Balance Transfers
3.0% of the amount of each balance transfer,
but not less than $5 or more than $50.
$29 through August 31, 2001; beginning on
September 1, 2001 and continuing thereafter:
$15 on balances up to $100; $25 on balances of
$100 up to $1000; and $35 on balances of $1000
I HAVE A F.I.C.O. SCORE OF 698 AND HAVE BEEN DENIED EVERY TIME I HAVE TRIED (REGULAR PLATINUM SELECT)...
Even when they send me a offer!!!
my girlfriend applied 4 weeks ago for this and has heard nothing yet...how slow can you be. She applied for Bank of America and Amex Blue for student and got approved. A few months ago capone turned her down. She had nothing on her credit report at all before these. Amex blue for students seems to have pretty good perks...