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Discussion in 'Credit Talk' started by Newcomer, May 1, 2001.
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Annual fee for World master card is $85,$50 for gold AA card.
I called and had them give me a different card--Platinum Select--no annual fee since the perks of a world card wasn't what I was after and I detest paying an annual fee.
It's no problem for them to change your cards around--they did it for me and others on the list just by calling a requesting another card that would better 'fit my lifestyle'
Ooh, Thanks AnnMarie. Will they increase my $5000 line of credit?
I don't know....I didn't have mine increased but I was happy with it--
All of my CL is open to cash advance (not that I would do it!) My husband got a CL that's more than twice mine yet only a small amount of his (3500?) is available as cash--I don't know what that means tho.
I've wondered about their criteria for assigning cash advance limits also. I've heard of some people who have the AA cards and their CA limits are less than their total credit limit. I have the AA Silver & Gold both have a $9k limit and both have a $9k cash advance limit also.
The cash limits vary from one account to another. My citibank aadvantage has a cash limit equal to the credit line--10,500. My plat. select has a limit of 7200 with a cash limit of 1800 and Universal card has a 6500 limit with 100 (not a typo) cash limit! The limits on the plat. select and universal were raised recently but no change in the cash limits.
Welcome back! Agreed that cash advances are a bad idea. The best way to do it is to go shopping with a friend who uses cash or will write you a check, pay for the purchase with your card and pocket the cash. This is a nice way to build rewards, too.