Citibank help!

Discussion in 'Credit Talk' started by hello, Jan 23, 2002.

  1. hello

    hello Well-Known Member

    Hello,

    I just applied online for the AA card, hoping to do the "trick" people here have been successful with, but at the end of the app, I didn't get an instant approval--this is the message I received:

    As soon as your application is processed, we'll send the results to the address you submitted on your application.

    Does that mean bad news? I really don't want any AA cards, I wanted a no annual fee platinum select, but was trying to combine two cards like people here suggested! Should I apply for the Gold AA card now even though I didn't get an instant approval for the silver?? Thanks!
     
  2. Karen

    Karen Well-Known Member

    I don't have an answer for you, but I just sat down to apply for the Silver AA myself and will do that in a few minutes. Do you know what your scores are?
     
  3. hello

    hello Well-Known Member

    My scores are ok, but not great, no negatives, no lates, last I checked my FICO was 690.
     
  4. sam

    sam Well-Known Member

    I received that message 6 times, and got 6 AA cards. It means you don't get instant approval, however someone will manually review your schtuff and call them up in about a week and check your status..
     
  5. hello

    hello Well-Known Member

    Sam, so should I apply now for the AA Gold? I still want to combine the 2 cards! Thanks!
     
  6. IVAN

    IVAN Well-Known Member

    Hello, it may of just been a glitch in their auto response system. I got approved with basically the same score as yours. I know the waiting game is difficult but you might want to wait for the "snail mail" response before proceeding to the gold. Also, you can wait a few days and call the 800 number.

    Iv
     
  7. jaj1701

    jaj1701 Well-Known Member

    Good luck Karen!!!!
     
  8. hello

    hello Well-Known Member

    What is the 800 number? Also, I just applied like 1/2 hr ago online, and received that message...should I apply again for the Gold AA? Will they pull 2 inquries on me if they both need manual review? Also, I DONT want these AA cards, I just want to use them to combine to a no annual fee plat. select. IF/WHEN I receive these cards, will they show on my credit report even if I don't activate them? What do I tell the CS rep when I call and tell them I don't want either of the cards I just applied for? Sorry for all the questions--thanks.
     
  9. marci

    marci Well-Known Member

    1-301-733-5501 direct or 1-800-950-5114 and ask to be transferred to the credit approval dept.
     
  10. ng

    ng Well-Known Member

    Do the Gold if they are back to back no double inquiry
     
  11. hello

    hello Well-Known Member

    I just applied for the gold online, got the same message:

    As soon as your application is processed, we'll send the results to the address you submitted on your application.

    Hopefully if they're both approved I can combine to a free plat. select card.
     
  12. mglanham

    mglanham Well-Known Member

    Be careful, I did the BDD and did get two inquiries. Did them right after the other
     
  13. ng

    ng Well-Known Member

    do a search for Citi and all answers to your questions
    are in past threads

    After you get the account # call before activating and trade for another
     
  14. ng

    ng Well-Known Member

    mglanham

    Double Inquiry
    How long ago did that happen?
     
  15. hello

    hello Well-Known Member

    What is the BDD? I did them about 45 minutes apart, hopefully they will only pull 1 inq.

     
  16. Karen

    Karen Well-Known Member

    I went ahead and did them both. Got the same result - we will notify you by mail. I suspect they want some address confirmation. Last time I applied for Citi, they checked Experian. My score there is 655, but it does not reflect the recent $7500 payment I made on my Citi card. I have a good history with them, so am hopeful.
     
  17. QUEEN_BEE

    QUEEN_BEE Well-Known Member

    I did my applications online about a month apart. They declined the first one but I got it through reconsideration. I just received the denial letter for the second application. They did not pull another inquiry even though on the applicatin screen I put that I did not have an account with them.
     
  18. sam

    sam Well-Known Member

    The reason you get two inq is because of the manual review process..
     
  19. brad

    brad Well-Known Member

    Love,what reason did they give you for the denial?
     
  20. GEORGE

    GEORGE Well-Known Member

    "BACK DOOR DOUBLE" I was refused a PLATINUM SELECT card MANY, MANY, times...(even "PRE-APPROVED")...

    I applied for AASILVER and AAGOLD...approved both (INSTANT~ONE INQUIRY)...traded for PLATINUM SELECT.

    SO I HAVE WHAT I WAS DENIED MANY, MANY TIMES (BY GOING THROUGH THE BACK DOOR...THE FRONT DOOR WAS WELDED SHUT).
     

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