Citibank Increase Question??

Discussion in 'Credit Talk' started by Rita, Nov 15, 2000.

  1. Rita

    Rita Guest

    Does Citibank periodically review your account for increases and if so, do they pull your credit for this? Or do they only inquire on your credit when you ask for a credit line increase?
  2. Momof3

    Momof3 Well-Known Member

    RE: Citibank Increase Question

    From what I have seen Citibank does periodically peek at your reports when they are reviewing you for increases, this does appear as a "soft Inquiry" but if you request a creditline increase then I believe they will pull a "hard Inquiry" on you.

  3. BLE103

    BLE103 Guest

    RE: Citibank Increase Question

    If they do a quick scan of your credit report for an automatic increase on your credit limit a external inquirie with dosn't affect your credit rating at all.Only when you apply for one then a internal inquirie is placed on your report.These are the one's that other creditor's can see.These are the kinds of inquiries you don't want.

Share This Page