So I get the Citibank AAdvantage card and upgrade to the no preselect limit. Well, the no preselect limit is not a guarantee. It's based on whether or not you make large payments. So you may try to charge over your limit and get declined. Which is fine, because my $5000 credit line is large enough. I asked to upgrade to Platinum select because I want the balance transfer option. I was told that the Aadvantage gold card has an option, but Citibank doesn't give it to everyone right away. I call the credit approval department about an application I did for the Platinum select 2 months ago and was told I was declined because I opened several accounts in the last year. I have credit accounts that are over 4 years old and a student loan 8 years old. Apparently, there internal scoring system didn't like that either. I noticed that several people on this board who were credit challenged have multiple cards from Citi. How did you do it?