CITIBANK..."JACKED" a little

Discussion in 'Credit Talk' started by GEORGE, Sep 22, 2003.

  1. GEORGE

    GEORGE Well-Known Member

    PRIME + 3.90%
    ON OR AFTER 10/04/2003...PRIME + 5.99%

    IS THAT A "TOY" "JACK"???

    I don't care...I'M NOT CLOSING IT!!! They just won't get anything at 9.99%!!!!
     
  2. GEORGE

    GEORGE Well-Known Member

    AFTER ALL THE WORK I DID TO GET THE ACCOUNT---BDD + BDD + 1/2 BDD...I'M NOT CLOSING IT NOW!!!

    4.90% BT'S
     
  3. GEORGE

    GEORGE Well-Known Member

    +2.09%

    MY 4.90% BT DOES NOT EXPIRE (at this time it does not)
     
  4. Platinum

    Platinum Well-Known Member

    It looks like they are "jacking" everyone's rate to Prime + 5.99%. And they still don't explain why ???
    What's their point ?????
     
  5. GEORGE

    GEORGE Well-Known Member

    Did PRIME go up while I wasn't looking???

    ...or more like it...IS THE BOTTOM GOING TO FALL OUT OF PRIME SO THIS IS A
    PRE-EMPTIVE STRIKE???
     
  6. annie

    annie Well-Known Member

    George,

    You seem to have so much experience with Citi, can I, as an AU on my DH citi ask for a limit increase for Bt's? I am the finace guru of the house, he will not call these companies. So it falls on me. Once we were out of town and needed some finances, I asked him the last time he had an increase on his Discover, he said never. I had to call and get it increased. But I am okay talking to these people.
     
  7. GEORGE

    GEORGE Well-Known Member

    Re: Re: CITIBANK..."JACKED" a little

    IT VARIES FROM BANK TO BANK...

    I asked for a REFUND of the over-payment on a card I was AU...they said SHE must request it!!!
    She called and told them to speak to me from now on...or she will CLOSE the account!!!

    Wife has a US BANK card and they gave me some STATIC about paying by phone since I was not even an AU...but they RELUCTANTLY did it (IT IS A "JOINT" CHECKING ACCOUNT)---even if it wasn't...SO WHAT???

    CITIBANK go to the web site and use the PULL-DOWN to see if you can get a "PRE-APPROVED" CLI...

    "IF" you call on the phone...I'M NOT SURE THEY WILL TALK TO YOU...
     
  8. thetravele

    thetravele Well-Known Member

    Re: Re: CITIBANK..."JACKED" a little

    Yes they are jacking everyone.

    I went from Prime + 2.9 to Prime + 4.9(or 5.9).

    I called retention and they say they CANNOT lower it or atempt to lower it until after the rate jack goes into effect.

    I already have PFBed them. I am awating a reply.
     
  9. GEORGE

    GEORGE Well-Known Member

    Re: Re: Re: CITIBANK..."JACKED" a little

    I won't even WASTE a PFB...

    I just got REAMED LAST WEEK
     
  10. NiceGuy

    NiceGuy Well-Known Member

    Re: Re: Re: CITIBANK..."JACKED" a little

    Yep, wife got jacked from Prime + 1.9 to Prime + 5.9 (9.99). She has had this card and been loyal to it since 1996. What a way to treat loyalty...
     
  11. Hedwig

    Hedwig Well-Known Member

    Re: Re: Re: CITIBANK..."JACKED" a little

    I haven't checked mine, but I don't think it was that low to start with.

    GEORGE, the good thing is that it looks like this ISN'T UYGF.
     
  12. GEORGE

    GEORGE Well-Known Member

    Re: Re: Re: Re: CITIBANK..."JACKED" a little

    IT JUST CAME IN TODAYS MAIL...

    One of those extra papers in the bill...

    P0903-07
    09/2003
     
  13. GEORGE

    GEORGE Well-Known Member

    Re: Re: Re: Re: CITIBANK..."JACKED" a little

    "IF" I OPTED-OUT...I would still have almost 3 years left...BUT I ASSUME I WOULD NEVER GET ANOTHER LIMIT INCREASE...AND I ASSUME THEY COULD CLOSE IT AT ANY TIME BY JUST SENDING A NEW NOTICE..."SORRY WE ARE REVISING YOUR TIME LEFT TO IT WAS CLOSED YESTERDAY"
     
  14. sam

    sam Well-Known Member

    Re: Re: Re: Re: CITIBANK..."JACKED" a little

    PFB

    jacked to prime+5.9, 5.9% BT for 6 months

    after pfb

    prime+1.9% = 5.9% and 2.9% for life no fee.

    werd up pfb!
     

Share This Page